Insurance Plans
Explore Your Coverage Possibilities
Guiding You Towards a Protected Future
Step into a world of tailored protection with Legacy Insurance Services, where our insurance plans are designed to cater to your individual needs. Let us be your trusted guide in choosing the coverage that aligns with your goals, even as you embark on a journey toward a safer future.
Mortgage Protection Insurance
Just as a strong foundation supports a house, our plans offer a safety net for your mortgage obligations during unexpected times. Legacy Insurance Services ensures that your loved ones won’t face the burden of unexpected mortgage stress. Whether you’re starting a family or planning for retirement, our tailored Mortgage Protection Plans provide the reassurance you need. Schedule an appointment today to explore your options and create the peace of mind you deserve.
Income Protection Insurance
Income protection is an insurance policy designed to help you protect your income in case you’re unable to work. Income protection will usually cover up to 75% of your regular salary, if you are no longer able to work due to sickness or disability, and continues until you return to work or retire.
Final Expense Insurance
Ensuring peace of mind for your loved ones is a priority, even in times of loss. Legacy Insurance Services offers Final Expense Insurance to provide financial support during a challenging moment. Our plans cover funeral costs and related expenses, alleviating potential burden on your family. With Legacy Insurance Services, you can leave a legacy of care and responsibility. Plan for the future with confidence today.
Whole Life Insurance
Feel total financial security with our meticulously crafted Whole Life Insurance Plans. Offering lifelong coverage and a guaranteed cash value component, these plans act as a robust foundation for your wealth accumulation strategy. Legacy Insurance Services empowers you to secure your legacy while enjoying potential dividends and tax advantages. Whether you’re focused on estate planning, or creating a financial safety net, our Whole Life Insurance Plans provide a comprehensive solution.
Term Life Insurance
Just as life evolves, our plans adapt to your changing needs. Legacy Insurance Services offers flexible coverage tailored to your life stages, providing financial protection for your family’s well-being. Whether you’re starting a family, advancing your education, or planning for retirement, our customizable term lengths ensure that your family is supported throughout critical life moments. Give us a call to discover the strength of our Term Insurance Plans.
Guaranteed Universal Life Insurance (GUL)
GET 100% OF YOUR PREMIUMS BACK! That’s right, Guaranteed Universal Life insurance (GUL) provides permanent coverage with a guaranteed death benefit, fixed premiums, and the option to receive 100% of your premiums back at specified times, if you decide to cancel/surrender your policy. So, if you’re looking for a less expensive alternative when compared to other permanent life insurance options, that still offers lifelong coverage, and premium payments that will never increase, a GUL might be right for you.
IUL - Indexed Universal Life Insurance
Unlock the potential of your financial future with our Indexed Universal Life Insurance (IUL) plans. With the potential for cash value growth connected to market indexes, IUL plans provide a special way to build wealth over time. Whether you’re planning for retirement, funding education, or leaving a legacy, our IUL plans offer a versatile solution. Get in touch with us today to explore your options and harness the benefits of Indexed Universal Life Insurance.
Retirement
Retirement planning can be confusing with so many retirement income options available. However, there are different types of pension plans, and depending on the type you have, there will be a set age for you to begin taking money from your account. Rest assured, our pension/retirement specialists have the knowledge and experience needed to answer all of your questions, and will provide a personalized analysis of your retirement portfolio. At Legacy Insurance Services, we believe knowledge is power. That’s why we’re passionate about educating our clients and arming them with the tools they need for success.
Medicare Insurance
Navigating healthcare options can be complex, but our Medicare Insurance solutions make it simple. We offer plans designed to cover medical expenses and ensure your well-being during your golden years. Whether you’re new to Medicare or looking to enhance your coverage, our expert guidance will help you choose the right plan for your needs. Give us a call now to explore your Medicare Insurance options and secure your future health and happiness.
Dental and Vision Insurance
Comprehensive health includes more than just medical coverage. Our Dental and Vision Insurance plans provide you with the assurance that your oral and visual health are protected. From routine check-ups to eyewear needs, our plans are designed to keep you smiling and seeing clearly. Experience the full spectrum of health coverage with Legacy Insurance Services. Contact us today to explore your Dental and Vision Insurance options and prioritize your overall well-being.